Opay Login – aggregator.opayweb.com – Opay Sign Up – Opay Sign In
Opay Login – Opay was established in Nigeria in 2018. It began as a platform for mobile payments but has now broadened its offerings to offer a variety of financial and internet-based solutions. Opay is well-known for its mobile wallet and digital payment solutions, which let customers use their cellphones to send money, pay bills, make purchases, and buy goods and services.
Users now have access to digital financial products thanks to Opay’s foray into additional financial services including lending and savings. The business has drawn notice for its quick growth and large investments in the African fintech market.
Features of Opay
- Mobile Wallet and Payments: Opay is a mobile wallet solution that enables customers to digitally store money. Users can add money to their wallets, then utilize the remaining amount to pay for things like merchant purchases, mobile phone top-ups, and utility bills.
- Money Transfers: Users of Opay can send money to friends and family both inside and outside of Nigeria. Given that many Nigerians work overseas and send money home to their families, this service is very beneficial for remittances.
- Online and In-Store Payments: By scanning QR codes or using the smartphone app, Opay users can pay for goods and services in-person as well as online. This facilitates the use of cashless transactions by both consumers and enterprises.
- Savings and Investments: Opay has developed savings and investing options that let users invest in financial items through the app and earn interest on their accounts. This encourages people to save money and increase their wealth and works to promote financial inclusion.
- Digital Loans: Opay provides individuals in need of small loans with quick access through its digital lending services. Users may apply for and receive funds for these loans easily because the app is frequently used to process them.
- Insurance Services: Opay is one fintech company that has worked with insurance companies to offer insurance services on its platforms. This can encompass different kinds of insurance protection, including health, life, and auto insurance.
- Wealth Management: Opay may provide wealth management services, such as portfolio management and investment guidance, to assist customers in increasing their savings.
Opay Account Requirement
Basically, to open an Opay bank account, you only need a phone number. But there is a limit on this kind of account. To move to the next stage, you must supply the necessary documents.
Opay Account Opening Requirements
To successfully open an Opay account, make sure you have the following intact;
- Name
- A phone number
- Opay App
To upgrade to the subsequent account levels on Opay, the following will be required:
- BVN
- Utility bill
- Valid ID
- Passport Photograph
How to Create Opay Account – Mobile App
To create an Opay account through the mobile app, follow the steps below;
- Download the Opay App from the Google Playstore or App Store
- Launch the App
- Tap the ‘Create a New Account’ option
- Enter your Phone Number
- Tap Get OTP and enter the 6 digits sent to your phone.
- Enter promo code (if available).
- Complete your account opening process
- Add money to your Opay account
NOTE:
Your Opay account Number is usually your phone number excluding (without) the first 0”
Opay Login with Gmail
To login to OPay with an email address, you need to follow these steps:
- Open the OPay app on your device.
- On the login screen, click on the “Email” button.
- Enter the email address associated with your OPay account.
- Click on “Next.”
- Enter your OPay account password.
- Click on “Login.”
If the email and password you entered are correct, you will be logged in to your OPay account.
Opay Login – Web Version
To gain access to your Opay account using a web browser on your mobile phone or computer, follow the steps below;
- Visit aggregator.opayweb.com
- Enter your Email Address
- Enter your password
- Click on Login
Opay Transaction Limit
The minimum deposit on Opay is ₦100. This is the least amount of money you can add to your Opay account through cash or USSD. However, you can transfer less than ₦100 through bank transfer.
Opay maximum deposit depends on the account level. The maximum amount that can enter the OPay account includes the following:
- Tier 1: ₦50,000
- Tier 2: ₦200,000
- Tier 3: ₦5,000,000
OPay Error Codes
Represent possible errors that are returned by OPay APIs and/or SDKs
Error Code | Meaning |
---|---|
09 | time out |
90 | system failure |
91 | refund error, please try again later |
96 | search order error, please try again later |
97 | create checkout session failed |
98 | Invalid request header with request Id |
99 | request channel parameters are not valid |
5 | Do not honour |
13 | Invalid Amount |
51 | Insufficient funds |
54 | Expired card |
57 | Transaction not permitted to cardholder |
62 | Restricted card |